Preheat oven to 350 degrees F.
Heat a skillet to medium heat. Add the oil, followed by onion. Cook until soft.
Add garlic and seasoning and cook for another minute.
Add the beef and cook until no longer pink, breaking up as you go.
Add the salsa and beans, stir and remove from heat.
On a large sheet pan, layer the chips with the cheese, making sure to cover each chip.
Bake for about 5 minutes, or until cheese is melted.
Remove and top with the taco meat and desired toppings.